1989 seems so far away, but it’s the first year my office began using computers to prepare bankruptcy petitions and schedules, and we were one of the first in the Nashville area. Up until that time, most offices were using paper form sets and the filing information was being typed in with IBM Selectric typewriters, which was only slightly better than using stone tablets. It generated huge amounts of paper and it seemed to take forever to process.
The court system required electronic filing (CM/ECF) in 2003, and many attorneys were filtered out by the change, unable to keep up with the shift in technology. It was a Godsend to my office because we were already using computers to prepare petitions, and it eliminated the constant travel between our office and the bankruptcy clerk’s office to file documents. It reduced our copy costs, but even more importantly, it sped up the filing process where there was a pending foreclosure or a garnishment.
We aren’t suggesting you rush headlong into filing a bankruptcy case. It requires measured thought to commit to the process, and we want our clients to have all information available before they file. But if you have a pending garnishment, foreclosure, or repossession, time may be of the essence, and we can help.
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