Jon Long and I just spent the last five months auditing the bankruptcy class at the Nashville School of Law. The class was taught by the standing Chapter 13 Trustee for our district, Henry “Hank” Hildebrand, and included special appearances by several prominent local attorneys. I have been licensed to practice law since 1979 and have been active in the bankruptcy court continuously since that date, but you can never know too much and can never assume you know all there is to know about the law.
It is always good to have validation on our best practices and to review the areas most impacted by the law since the change under BAPCPA (Bankruptcy Abuse Prevention and Consumer Protection Act) in 2005. The Means Test was likely one of the most dramatic changes in bankruptcy law in 2005, and it is largely an income filter to determine whether a person qualifies to file a bankruptcy or what kind of bankruptcy they can file. There are attorneys that file bankruptcy cases that will not, or do not have the expertise to file anything other than a chapter 7 bankruptcy, which means an individual might be turned away when they really need financial relief.
If you have financial problems, let Jon Long or me review your debts and income, and we will take time to explain the various types of bankruptcy relief available.
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