Judgments Nashville, TN

Long, Burnett, and Johnson, PLLC

 

A creditor is able to take various actions against you when you fail to pay back the money you owe. One of these is to sue you and obtain a judgment. If you find yourself facing a judgment or you get notice that the creditor is filing a judgment lawsuit, the situation is not completely out of your hands. There is still action you can take to stop judgments or stop the action the creditor can take with a judgment in Nashville, which a Nashville judgment attorney can discuss with you at the law office of Long, Burnett, and Johnson, PLLC.

To arrange your free consultation to discuss your situation with a judgment lawyer, call us at (615) 386-0075 or use the form on our website.

 

What Is a Judgment?

When your creditor goes to court about the money you owe, and the court agrees that you owe a certain amount to the creditor, the court issues what is known as a judgment. To get the judgment, the creditor files a civil court lawsuit and will send you a complaint document to inform you of the lawsuit. You could get a credit card judgment because of credit card debt you owe, or other kinds of judgments for medical bills, payday loans, automobile deficiencies, old apartment leases, or loans.

If you do not respond to the complaint, the creditor can get a default judgment. Otherwise, the creditor is able to get a judgment through a settlement that you agree to, by skipping trial with a summary judgment or by winning the case at trial.

What does this court ordered judgment mean in relation to your life? Once the creditor obtains the judgment against you, they are able to start the collection process against you. That means they can seize your bank account, take your property or possessions, or garnish your wages to help pay off the debt you owe.

 

What Can Be Done to Get Out of a Judgment?

Of course, creditors seizing your money and belongings can cause major problems in your life. You might be left unable to support your family, pay your bills and afford basic living expenses. Instead of sitting back and allowing creditors to move forward with collections, you do have a step available to you: bankruptcy. Bankruptcy stops the collection process, in addition to making the judgment uncollectable. We can provide this kind of judgment help at the law office Long, Burnett, and Johnson, PLLC.

 

Isn’t Bankruptcy a Serious Option?

Many people are nervous about the idea of bankruptcy, but sometimes it can be a smart step to getting your life back from a problematic financial situation. When your creditor has obtained a judgment, you are already in a serious situation and faced with many problems. Bankruptcy can actually help your situation, as it can stop a collection lawsuit or prevent collection activities on a judgment and help you keep your hard-earned money and possessions. Bankruptcy often provides a discharge and makes the judgment uncollectable. If you’re unsure about bankruptcy, our attorneys are happy to discuss it with you at no charge, including how it would directly impact your personal situation.

 

Talk to a Nashville Judgment Lawyer

At Long, Burnett, and Johnson, PLLC, we provide a personal touch with a relaxed office environment and honest advice. We want you to understand your options in regard to your debt and a creditor judgment, and feel comfortable with the decision you make. That is why we have an actual judgment attorney discuss your situation with you and come up with options, instead of handing you off to a paralegal. Our specialized attorneys are able to help you find judgment relief and get your financial situation back under control. To make an appointment for your free consultation, contact us at (615) 386-0075 or through our website form.