Nashville, TN Consumer Bankruptcy

Long, Burnett, and Johnson, PLLC

 

Are you in a lot of debt, and now you’re having trouble paying that debt back? Is it starting to take over your life, causing problems like calls from creditors, or looming lawsuits, wage garnishments, car repossessions, or foreclosure? When you find yourself in these types of situations, it’s time to consider bankruptcy.  The next step is to talk to an experienced consumer bankruptcy attorney in Nashville who can guide you through how a Nashville consumer bankruptcy might give resolution to your personal situation, and whether it’s the best choice for you. At Long, Burnett, and Johnson, PLLC, you will have the chance to talk to skilled consumer bankruptcy lawyer about your debt and your options. To make an appointment, call (615) 386-0075 or use the form on our website.

 

About Consumer Bankruptcy

What is consumer bankruptcy? This type of bankruptcy provides a way to deal with debt you amassed when at least half of it is related to personal uses instead of business uses. You could be burdened by credit card debt, medical bills, a mortgage, a car loan, pay day loans, old lease debts, uninsured auto accident debts, or similar types of debt that went toward yourself, your family, your home or some other personal situation. It’s different than debt you accumulated for a business.

If you decide to file for bankruptcy, you might choose either chapter 7 or chapter 13 bankruptcy. For consumer bankruptcy, many people pick chapter 13 bankruptcy because you get to keep your assets and create a payment plan. Under chapter 7 bankruptcy you may use some of your assets to pay off your debt instead. Our attorneys can offer you perspective on the different types and how they will work for your situation.

 

How Can a Bankruptcy Lawyer Help?

When you visit a lawyer to discuss your personal bankruptcy it doesn’t mean you’ve already decided to file for bankruptcy or that this course of action is your only choice. Our lawyers can help you look at different options open to you for the current financial situation you find yourself in. He might be able to help you avoid consumer bankruptcy, or he might show you that bankruptcy would actually improve your situation. Consider your appointment a consumer debt help session where you learn more about the process and whether it’s the right option for your situation, or whether there are alternatives you haven’t considered, such as a debt consolidation program.

Whether bankruptcy is the best solution to changing your financial situation or you’re hoping a lawyer can stop consumer bankruptcy from being your only option, our licensed attorneys, Jon Long, Esq., L.G. “Buddy” Burnett, Jr., Esq., Jennifer Johnson, Esq., and Alise Housden, Esq., are here to assist you in the decision-making process. They can give you the pros and cons of chapter 7 and chapter 13 bankruptcy, and recommend one that would be better for your specific case. Our lawyers are also equipped to file consumer bankruptcy for you if that’s the course of action you decide upon.

 

Make an Appointment for a Consultation

Are you ready to discuss your financial situation and consumer bankruptcy with a lawyer? Make an appointment for a consultation at Long, Burnett, and Johnson by dialing (615) 386-0075 or by contacting us through our website form. We look forward to helping you find a solution to your debt problem.