I have leased two cars in my lifetime, and it was two of my worst financial mistakes. The first car was turned in at the end of the lease, and I was grateful to be rid of it, so maybe that wasn’t so bad. It was a new model introduced in America, and it had […]
PARTY LIKE IT’S 1989
1989 seems so far away, but it’s the first year my office began using computers to prepare bankruptcy petitions and schedules, and we were one of the first in the Nashville area. Up until that time, most offices were using paper form sets and the filing information was being typed in with IBM Selectric typewriters, […]
Fear and Loathing
Fear will make people do things, or not do things, and fear can be paralyzing. Jon and I recently had a client forward an email they had received from a collection agency. There wasn’t much way we could respond to the party that sent the email, there was no mailing address, and the phone number […]
OLD DOGS AND NEW TRICKS
Jon Long and I just spent the last five months auditing the bankruptcy class at the Nashville School of Law. The class was taught by the standing Chapter 13 Trustee for our district, Henry “Hank” Hildebrand, and included special appearances by several prominent local attorneys. I have been licensed to practice law since 1979 and […]
Can You Hear Me Now?
Can you hear me now? Or now? And later? One of the biggest complaints our clients have and what frequently drives them to contact us for relief are the constant phone calls. Debt collectors are restrained under the Fair Debt Collection Act from making contact except under named circumstances, which the act generally restricts to […]