Can you hear me now? Or now? And later? One of the biggest complaints our clients have and what frequently drives them to contact us for relief are the constant phone calls. Debt collectors are restrained under the Fair Debt Collection Act from making contact except under named circumstances, which the act generally restricts to […]
Archives for November 2013
Debt Consolidation and Debt Settlement Companies
Barely a week goes by when I’m not asked by a potential client about using a debt consolidation company or debt settlement company. Also barely a week goes by when a potential client comes to the office with a story of already having tried the debt consolidation company with bad results. In general, we advise […]
“Judge Not Lest Ye Be Judged”
The Biblical quotation has nothing to do with the topic, but it sounds cool. Judgments, by that I mean the kind of court judgment, are court orders creditors take against an unresponsive debtor who largely ignored all the warning signs. Creditors, collection agencies, and collection attorneys will usually make dozens of contacts by phone and […]